Universe Finance (UNT) is a virtual currency (also known as cryptocurrency), built on the Binance Smart Chain platform (BSC BEP-20). Universe Finance is building a one-stop yield platform with the highest and most stable real rate of return across the whole Defi market

Concept project – What is Universe Finance?

Universe Finance is an active liquidity management platform of Uniswap V3 based on risk ranking and quantitative strategies. The mission is to maximize users’ Uniswap V3 return. Universe Finance has provided a series of products and some proactive liquidity management tools to meet challenges such as increased risk, expensive gas fees, the timing and frequency of rebalancing, and reinvestment.

Outstanding features

What is the project trying to achieve?

Risk Grading

Universe Finance meets the needs of LPs with different risk appetites through a series of products.

• Risk Pyramid

• Product Pyramid

• User Pyramid

Programmable Liquidity Management

With intelligent quantitative management strategies

What is unique selling point?

Products

Advantages

The Challenges on Uniswap V3

The most significant improvement of Uniswap V3 is its ability to gather liquidity in a specified range, and in this way, it can generate earnings several times more than V2. Although it produces high yields, it also causes many challenges to LPs:

• Challenge 1：High risk

While centralized liquidity can enlarge the income by increasing the capital efficiency, it also amplifies the impact of impermanent loss, especially when the price is out of range. Once it happens, the impermanent loss may continue to increase while the income goes to zero. 

• Challenge 2: High cost 

To ensure the sustainability and stability of income, rebalancing and reinvesting are necessary, but they both require users to pay high Gas fees. For ordinary users, the gas fee will blow away all the fee income carelessly.

• Challenge 3: Rebalancing 

How to dynamically set the optimal price range to earn the optimal fee income? When the price deviates, it may face the risk of abnormality if it is not balanced, and it may also face the risk of loss of net value after the price returns. The timing and parameters of rebalancing are two complex quantitative matters.

• Challenge 4: Reinvestment 

Compared with automatic reinvestment on V2, V3 requires manual reinvestment of the fee income. How to resume investment continuously and stably? How much influence does the gas fee of reinvestment have on the returns? These problems are extremely challenging for most LPs.

• Challenge 5: Hedging 

Uniswap LP needs to provide dual currency investment (e.g., ETH-USDC). How do U-based users with low-risk preferences offset the price fluctuation of risky assets (such as ETH)? Furthermore, how to hedge the risk of LPs’ impermanence loss?

Roadmap

Technical data

Key metrics 

• Token Name: Universe Finance
• Ticker: UNT
• Blockchain: Polygon, ETH
• Token Standard: ERC20
• Contract: 0x7EC400Acb0565600915D34d50449eC6f2b592a5a
• Token type: Updating…
• Total Supply: 1,000,000,000 (1 billion)
• Circulating Supply: Updating…

Token allocation

Token release schedule

Community token 

• Airdrop ( early adopters incentive): 5.6%
• Liquidity mining incentive: 24.4%
• Operation: 8%
• Community Treasury: 25%

Note: The release and detailed use of community tokens in the future will be determined by community voting.

Team tokens

Release rule:

• 3 months locked since TGE
• 45 months vesting period (monthly vesting)

Investor tokens

• IDO: 5%
• Private Round: 1%
• Strategic Round: 3%
• Launch Pad: 8%

Release rule：

• IDO: 50% released at TGE, 6 months vesting period(DODO); 50% released at TGE, 3 months vesting period (Poolz)
• Launch Pad: no lock-up time
• Private Round: 10% released at TGE, 18 months vesting period
• Strategic Round: 10% released at TGE, 18 months vesting period

Token use case

Community token usage

• Community ecological development support and incentives
• Community promotion
• Risk reserve funds
• Introduce strategic investment institutions
• Fees on the exchange
• Provide market liquidity for UNT (transactions, lending), etc.

Team token usage

• Development team
• Server fees
• Audit fees
• Third-party service fees
• Consultant fees

Token sale

Universe Finance IDO Whitelist on Poolz

• Starting time: 18th Feb 2022 10:00 UTC+0
• Ending time: 18th Feb 2022 16:00 UTC+0

Details of $UNT Pool on Poolz

• Access Type: Whitelist winners
• Token Distribution: TGE 10%, then 15% per month (for 6 months)
• Token Price: $0.05
• TGE Market Cap: $326,666
• Fully Market Cap: $50,000,000

How to own the token?

Buy UNT Token at IDO on Poolz, Copper and DODO

Markets and Community

Community

Universe Finance has crossed the mark of 9,000 Followers on Twitter

Backers

Team/ Founders

Updating…

Investors

Partners

Conclusion and analysis

Universe Finance’s vision is to maximize the liquidity income on Uniswap. Universe Finance is a promising project which provides active liquidity management on Uniswap V3.

Find more information about Universe Finance:

Website: https://www.universe.finance

Twitter: https://twitter.com/universe_fin?s=21

Telegram: https://t.me/dogyracenew

If you have any questions, comments, suggestions, or ideas about the project, please email ventures@coincu.com.

DISCLAIMER: The Information on this website is provided as general market commentary, and does not constitute investment advice. We encourage you to do your own research before investing.

Elise

Coincu Ventures