Top 5 crypto highest APY platforms that WILL beat USD INFLATION in 2022

In 2022, the only way to beat inflation is to use the highest APY crypto platforms.

Hodlnaut

Hodlnaut is a cefi crypto interest account platform. It’s a competitor to more popular platforms, such as Blockfi, Nexo, or Celsius. Hodlnaut offers a Preferred Interest Payout feature in which users can select which preferred coin they receive their interest payouts in. For example, you can earn USDT on DAI, ETH on BTC, or another combination of supported assets.

• Availability: Worldwide
• Compounding Interest: Yes
• Payouts: Monday
• Deposit Lockup Terms: None
• Withdrawal Fees: Yes (1 free per month)

Pros

• Global availability
• Earn interest in coin of choice instead of in-kind

Cons

• Tiered interest rates
• Fees for withdrawals (vary by coin)

Youhodler

YouHodler offers crypto saving accounts for 30+ coins, including Bitcoin (BTC), Binance Coin (BNB), Cardano (ADA) and a variety of stablecoins like Tether (USDT), TrueUSD (TUSD), Paxos (PAX) and USD Coin (USDC).

 

• Availability: Not available in the US
• Compounding Interest: Yes
• Payouts: Weekly
• Deposit Lockup Terms: None
• Withdrawal Fees: Yes

Pros

• Great interest rates with compounding interest
• Withdrawal anytime
• Wide coin support

Cons

• Not available in the US
• No user signup bonus

Pokket

POKKET is an interest-earning digital assets savings account that earns high interest and has supported many cryptocurrencies, including bitcoin, ether, Binance Smart Chain, stablecoins, Solana, Fantom, and more. No KYC is required, so account sign-up is very quick and easy.

Automatic Rollover of deposited funds

When your lockup term date expires, you can choose to automatically create new Savings from the matured amount. This is called Automatic Rollover or Autoroll of your Savings. It allows you to earn compounded interest on your savings without having to create new lockup terms manually.

• Availability: Worldwide
• Compounding Interest: Yes
• Payouts: Interest accrues daily
• Deposit Lockup Terms: 14, 30, 90 days
• Withdrawal Fees: Yes (network fees charged)

Pros

• Good rates for deposited terms
• No KYC
• Ability to earn different coin instead of in-kind

Cons

• It at least 14 day deposit
• Minimum deposit amounts required

Lendingblock

Lendingblock is a lending and borrowing platform for both individuals and institutions supporting Bitcoin, Ether and Stablecoin (USDT). It has generous rates but requires at least 30 days lockup. Interest can be withdrawn anytime. All interest payouts are made on the 1st of every month and you can easily withdraw interest amounts at any time.

• Availability: Worldwide
• Network Token/Coin: LND
• Compounding Interest: Yes
• Payouts: First of the month
• Deposit Lockup Terms: 1, 3 and 6 month
• Withdrawal Fees: Yes

Pros

• Clean, simple, easy to use platform
• Promising service

Cons

• At least 1-month lockup term required
• Best rates require 6-month lockup + LND token

CoinLoan

CoinLoan’s Interest Account pays high interest on a variety of coins. 2% interest rate boost available with CLT coin.

• Availability: Worldwide with a few restrictions due to regulations
• Network Token/Coin: CLT
• Compounding Interest: Yes
• Payouts: Monthly
• Deposit Lockup Terms: None
• Withdrawal Fees: None

Pros

• Excellent stablecoin interest rates
• Very good BTC, ETH interest rates
• No fees and no lockup periods

Cons

• Best rates require CLT token

Find more information:

Hodlnaut: https://www.hodlnaut.com/

Youhodler: https://www.youhodler.com/

Pokket: https://pokket.com/

Lendingblock: https://www.lendingblock.com/

CoinLoan: https://coinloan.io/

If you have any questions, comments, suggestions, or ideas about the project, please email ventures@coincu.com.

DISCLAIMER: The Information on this website is provided as general market commentary, and does not constitute investment advice. We encourage you to do your own research before investing.

VinceH

Coincu Ventures