Top 5 Highest Ethereum APY Cryptocurrency Platforms In 2022

 Coin Interest Rate (APY) is rapidly becoming the leading website and resource for finding current crypto interest rates across crypto interest accounts many cryptocurrency platforms offer.

Haru

Haru Wallet is a highly competitive crypto savings account platform that features some of the highest crypto interest rates available. Haru Wallet contains multiple products.

Ethereum APY: 6% – 13.5%

• Availability: Worldwide
• Compounding Interest: Yes
• Payouts: Daily
• Deposit Lockup Terms: None, or customized between 15 to 365 days (for Haru Earn Plus)
• Withdrawal Fees: Yes

Pros

• Top interest rates for BTC and ETH
• Significant rate boosts for locking up for 30-365 days (Haru Interest Plus)

Cons

• Fees for each withdrawal (see fees)

Hodlnaut

Hodlnaut is a cefi crypto interest account platform. It’s a competitor to more popular platforms, such as Blockfi, Nexo, or Celsius. Hodlnaut offers a Preferred Interest Payout feature in which users can select which preferred coin they receive their interest payouts in. For example, you can earn USDT on DAI, ETH on BTC, or another combination of supported assets.

Ethereum APY: 5.7%

• Availability: Worldwide
• Compounding Interest: Yes
• Payouts: Monday
• Deposit Lockup Terms: None
• Withdrawal Fees: Yes (1 free per month)

Pros

• Global availability
• Earn interest in coin of choice instead of in-kind

Cons

• Tiered interest rates
• Fees for withdrawals (vary by coin)

Youhodler

YouHodler offers crypto saving accounts for 30+ coins, including Bitcoin (BTC), Binance Coin (BNB), Cardano (ADA) and a variety of stablecoins like Tether (USDT), TrueUSD (TUSD), Paxos (PAX) and USD Coin (USDC).

Ethereum APY: 5.5%

• Availability: Not available in the US
• Compounding Interest: Yes
• Payouts: Weekly
• Deposit Lockup Terms: None
• Withdrawal Fees: Yes

Pros

• Great interest rates with compounding interest
• Withdrawal anytime
• Wide coin support

Cons

• Not available in the US
• No user signup bonus

Lendingblock

Lendingblock is a lending and borrowing platform for both individuals and institutions supporting Bitcoin, Ether and Stablecoin (USDT). It has generous rates but requires at least 30 days lockup. Interest can be withdrawn anytime. All interest payouts are made on the 1st of every month and you can easily withdraw interest amounts at any time.

Ethereum APY: 5.5%

• Availability: Worldwide
• Network Token/Coin: LND
• Compounding Interest: Yes
• Payouts: First of the month
• Deposit Lockup Terms: 1, 3 and 6 month
• Withdrawal Fees: Yes

Pros

• Clean, simple, easy to use platform
• Promising service

Cons

• At least 1-month lockup term required
• Best rates require 6-month lockup + LND token

Celsius

Celsius Network is a top player in the crypto interest space. With 80% profits returned to its users, its rates are usually amongst the best available. Celsius Network is developing a credit card program with Visa, and has launched “proof of community” features in the form of a block explorer, so you can verify the rewards the community is earning in an anonymized manner.

Ethereum APY: 5.3.5%

• Availability: All countries which the United States, the United Kingdom or the European Union does not impose financial sanctions or embargoes
• Network Token/Coin: CEL
• Compounding Interest: Yes
• Payouts: Monday
• Deposit Lockup Terms: None
• Withdrawal Fees: None

Pros

• No fees ever
• No lockup periods or withdrawal limits
• Wide amount of supported assets
• Generous promos and referral bonuses

Cons

• Only one whitelisted withdrawal address per coin (24 hours need to change address)
• Buying on platform isn’t cost effective (use an exchange instead)
• App requires frequent re-logging in

Find more information:

Haru: https://haruinvest.com/

Hodlnaut: https://www.hodlnaut.com/

Youhodler: https://www.youhodler.com/

Lendingblock: https://www.lendingblock.com/

Celsius: https://celsius.network/

If you have any questions, comments, suggestions, or ideas about the project, please email ventures@coincu.com.

DISCLAIMER: The Information on this website is provided as general market commentary, and does not constitute investment advice. We encourage you to do your own research before investing.

VinceH

Coincu Ventures