Top 5 Highest BITCOIN APY Cryptocurrency Platforms In 2022

Coin Interest Rate (APY) is rapidly becoming the leading website and resource for finding current crypto interest rates across crypto interest accounts many cryptocurrency platforms offer.

Midas.Investments

Midas.Investments is an upcoming custodial interest bearing wallet service that utilizes the best yield services across defi, lending and staking protocols.

Bitcoin APY: 13%

• Availability: Globally
• Compounding Interest: Yes
• Payouts: Weekly
• Deposit Lockup Terms: None
• Withdrawal Fees: Yes

Pros

• No lockups or tiered rates
• Very good rates

Cons

• No sign up bonus/promos
• Defi rates may change frequently

Haru

Haru Wallet is a highly competitive crypto savings account platform that features some of the highest crypto interest rates available. Haru Wallet contains multiple products.

Bitcoin APY: 6% – 15%

• Availability: Worldwide
• Compounding Interest: Yes
• Payouts: Daily
• Deposit Lockup Terms: None, or customized between 15 to 365 days (for Haru Earn Plus)
• Withdrawal Fees: Yes

Pros

• Top interest rates for BTC and ETH
• Significant rate boosts for locking up for 30-365 days (Haru Interest Plus)

Cons

• Fees for each withdrawal (see fees)

Hodlnaut

Hodlnaut is a cefi crypto interest account platform. It’s a competitor to more popular platforms, such as Blockfi, Nexo, or Celsius. Hodlnaut offers a Preferred Interest Payout feature in which users can select which preferred coin they receive their interest payouts in. For example, you can earn USDT on DAI, ETH on BTC, or another combination of supported assets.

Bitcoin APY: 6.7%

• Availability: Worldwide
• Compounding Interest: Yes
• Payouts: Monday
• Deposit Lockup Terms: None
• Withdrawal Fees: Yes (1 free per month)

Pros

• Global availability
• Earn interest in coin of choice instead of in-kind

Cons

• Tiered interest rates
• Fees for withdrawals (vary by coin)

Lendingblock

Lendingblock is a lending and borrowing platform for both individuals and institutions supporting Bitcoin, Ether and Stablecoin (USDT). It has generous rates but requires at least 30 days lockup. Interest can be withdrawn anytime. All interest payouts are made on the 1st of every month and you can easily withdraw interest amounts at any time.

Bitcoin APY: 6.5-7%

• Availability: Worldwide
• Compounding Interest: Yes
• Payouts: First of the month
• Deposit Lockup Terms: 1, 3 and 6 month
• Withdrawal Fees: Yes

Pros

• Clean, simple, easy to use platform
• Promising service

Cons

• At least 1-month lockup term required
• Best rates require 6-month lockup + LND token

Ledn

Ledn offers BTC and USDC interest accounts.

• Note: new US customers cannot earn interest on their holdings starting April 4.

Bitcoin APY: 6.25%

• Availability: Worldwide (new US accounts do not earn interest)
• Compounding Interest: Yes
• Payouts: TBA
• Deposit Lockup Terms: TBA
• Withdrawal Fees: Yes

Pros

• Competitive stablecoin rates

Cons

• Limited coin support
• Tiered interest rates

Find more information:

Midas.Investments: https://midas.investments/

Hodlnaut: https://www.hodlnaut.com/

Youhodler: https://www.youhodler.com/

Lendingblock: https://www.lendingblock.com/

Ledn: https://platform.ledn.io/

If you have any questions, comments, suggestions, or ideas about the project, please email ventures@coincu.com.

DISCLAIMER: The Information on this website is provided as general market commentary, and does not constitute investment advice. We encourage you to do your own research before investing.

VinceH

Coincu Ventures