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crypto friendly bank

Japan Post Bank

Headquarters: Tokyo, Japan • Founded: 1938

About Japan Post Bank

Japan Post Bank is ranked #19 in the list of largest global banks by assets under management. It serves retail and corporate clients worldwide, offering standard commercial banking, wealth management, and capital markets access. Regarding digital assets, its stance is crypto-friendly, offering integrations with major exchanges and custodians.

Regulations & Trust Profile

Banking License Type
commercial bank license
Licensed/Regulated By
Japan Central Bank
MiCA Compliant (EU)
No / N/A
Deposit Insurance
Japan Deposit Insurance (up to $100,000)

Supported Services & Assets

Crypto Services
stablecoin accountsbuy sell
Supported Cryptocurrencies
Supported Fiat Currencies
USDEURGBPJPYCNY

Fees & Pricing

Account Monthly Fee
$10/mo
Crypto Trading Fee
1.5%
Wire Transfer Fee
$15
Crypto Withdrawal Fee
$5
Pricing Notes: Crypto services may require external account linking.

Pros

  • Huge liquidity
  • Global network
  • FDIC/local deposit protection

Cons

  • Rigid traditional structure
  • No direct custody of crypto assets

Frequently Asked Questions

Is Japan Post Bank safe for crypto?
Yes, Japan Post Bank is a regulated financial institution that allows crypto purchases and custody through integrated, licensed partner exchanges, offering a bridge between fiat and digital assets.
Is Japan Post Bank FDIC insured?
Yes, standard cash deposits are insured under the Japan Deposit Insurance scheme up to $100,000 or local equivalents. However, government deposit insurance schemes do not cover cryptocurrency holdings.
Does Japan Post Bank support business accounts?
Yes, Japan Post Bank supports corporate and business accounts. Startup and business verification is subject to standard AML and company registration checks.
What countries does Japan Post Bank operate in?
Japan Post Bank operates primarily in Japan, and supports international clients from JP.
What are Japan Post Bank's crypto fees?
Monthly account fees are $10. Crypto trading fees are 1.5%.
Can I send crypto directly from Japan Post Bank?
No, Japan Post Bank only supports fiat bank transfers and does not support on-chain cryptocurrency withdrawals.

Coverage

Target Audience
individual, business, institutional
Minimum Deposit
$100
Mobile Banking Apps
iOS, Android

Associations

JurisdictionJapan Regulations
Supported Coins
Regulatory Terms