AMINA Bank Becomes First in Europe to Launch Ripple Payments

In Brief

• AMINA enables near-instant cross-border payments through Ripple’s licensed payment solution.
• Clients benefit from faster settlements using both fiat and stablecoin payment rails.
• AMINA connects traditional banking with blockchain, supporting global digital asset transactions.

Swiss-based AMINA Bank has officially adopted Ripple Payments, making it the first European bank to use the end-to-end system. The integration allows AMINA to offer near real-time cross-border transfers by combining fiat and blockchain rails.

Ripple confirmed that AMINA’s clients can now send funds more efficiently, with fewer intermediaries and greater clarity on fees. The bank’s clients, many of whom operate in the Web3 space, now benefit from faster settlements and lower transaction costs.

The move expands AMINA’s blockchain services across global markets

AMINA already supported Ripple’s RLUSD stablecoin through custody and trading earlier in 2025. With Ripple Payments now live, AMINA can connect stablecoin services to a broader global network covering over 90% of daily FX markets.

The system allows routing of funds across traditional and blockchain rails under one licensed infrastructure. This development removes major roadblocks for crypto-native businesses that face challenges with legacy banking systems.

Ripple highlighted that AMINA acts as a regulated on-ramp for firms dealing in digital assets. The bank now supports multiple currency payouts and stablecoin flows, including RLUSD, within a compliant environment.

Ripple Payments already processes more than $95 billion in transaction volume across regions including the U.S., Singapore, and Brazil. AMINA’s inclusion in this network reinforces its role as a forward-looking digital banking platform.

The Swiss Financial Market Supervisory Authority (FINMA) regulates AMINA, ensuring all digital asset services remain compliant. AMINA also holds regulatory licenses in Abu Dhabi, Hong Kong, and the EU via Austria’s MiCA-compliant framework.

The bank aims to serve both traditional institutions and crypto-native businesses seeking secure and regulated infrastructure. This partnership enhances AMINA’s ability to offer hybrid payment solutions that meet evolving client demands.

By integrating Ripple’s licensed payment rails, AMINA strengthens its global position in digital banking innovation. This marks a significant step in merging blockchain functionality with trusted financial infrastructure in Europe.