Anchorage Digital Launches Compliant Stablecoin Rewards Program

Anchorage Digital, the sole federally chartered crypto bank in the U.S., is implementing a reward program for USDtb and USDe token holders, facilitated by Anchorage Digital Neo Ltd.

This strategy allows Anchorage to comply with the newly enacted GENIUS Act, establishing a precedent for legal compliance in the U.S. stablecoin market.

Anchorage Digital’s Strategic Reward Program Launches under Neo Ltd.

An innovative step, Anchorage Digital’s reward program allows holders of USDtb and USDe to earn without direct interest payments. Anchorage Digital Neo Ltd. issues the rewards, sidestepping GENIUS Act constraints, which ban interest-bearing stablecoins.

The rewards model enhances capital efficiency and increases flexibility for institutions holding these stablecoins. By operating through a different entity, Anchorage adheres to regulatory standards, encouraging broader institutional engagement while maintaining asset liquidity.

Nathan McCauley, CEO, Anchorage Digital, stated: “Today we are breaking new ground by launching America’s first federally regulated stablecoin issued from Anchorage Digital Bank. This marks a defining moment in on-shoring stablecoin innovation and advancing U.S. leadership in the digital age. Our work with Ethena Labs proves federally regulated stablecoin infrastructure is not only possible—it is the future of U.S. crypto. As the first and only federally regulated stablecoin issuer, we are proud to provide the safety, security, and regulatory compliance institutions need to participate at meaningful scale.” source

Compliance Sets Precedent: USDtb Market Performance and Future Prospects

Did you know? Anchorage Digital’s separation approach represents the first instance of a US-regulated stablecoin platform avoiding direct interest payouts, ensuring compliance and setting a new precedent in the industry.

USDtb (1.00 USD) maintains a market cap of $1.34 billion, with a trading volume of $10,513. Its price remains stable, with negligible changes over 90 days per CoinMarketCap data. The stablecoin is backed mainly by BlackRock’s tokenized US Treasury.

The Coincu research team sees this initiative as a model for future compliant stablecoins, offering financial efficiency without compromising regulatory adherence. Historical regulatory actions indicate the vitality of compliance, and Anchorage sets the groundwork for a sustainable approach in the evolving digital currency landscape.