Bitcoin IRAs
iTrustCapital
8.8/10
Score
iTrustCapital
By Nate Whitehill · CEO, Co-Founder
Verdict
iTrustCapital balances security, simplicity, and breadth: institutional custody, a closed-loop PCA, and 24/7 access to crypto and metals, without setup or monthly fees.
Pros
- ✓Flat 1% crypto transaction fee; no setup or monthly fees
- ✓Institutional custody (Cold Storage, MPC, HSM) with U.S.-based custodians/storage providers
- ✓PCA closed‑loop system reduces wallet-drain risks
- ✓24/7 buying and selling of 90+ crypto and gold/silver
- ✓Award‑winning, U.S.-based live support
- ✓IRA in‑kind distributions to self-custody at 59½+
Cons
- ✗$1,000 minimum to open; U.S.-only availability
- ✗PCA withdrawals are USD-only (no crypto outbound)
- ✗Insurance amounts/per‑account limits undisclosed; providers hold commercial crime policies but do not publish coverage
- ✗Reporting/export formats (CSV/API, portfolio-sync) not specified
Written by
Nate Whitehill
CEO, Co-Founder
Fact-checked by
News Desk
Last updated
Mar 4, 2026