Key Insights:
- Goldman Sachs holds $152 million in XRP ETFs through regulated U.S. spot funds.
- XRP trades near $1.37 after weekly losses amid Bitcoin and Ethereum declines.
- Institutional exposure to XRP grows despite ongoing crypto market price weakness.
Goldman Sachs has reported holding $152 million in XRP through exchange-traded funds. The disclosure appears in its Q4 2025 13F filing, which also shows the bank’s total crypto-related exposure reaching over $2.36 billion. Other assets listed include Bitcoin, Ethereum, and Solana.
The XRP investment is made through U.S.-based spot ETFs, which currently manage over $1.01 billion in net assets. These ETFs have recorded only four days of outflows across 56 trading sessions. While relatively minor compared to Bitcoin and Ethereum allocations, XRP’s inclusion signals a growing interest in the token among larger financial players.
XRP Price Stalls as Broader Market Struggles
XRP was trading near $1.37, following a 3.8% drop over the past 24 hours and a 14.5% slide over the last week. It recently failed to hold above the $1.50 mark and continues to face pressure from broader market trends. Bitcoin has fallen below $67,000, while Ethereum dropped under $2,000 — both pulling back from key resistance levels.
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Technical indicators show XRP trading near short-term support. The Relative Strength Index is at 32.56, near oversold levels. The MACD also remains negative, although recent bars suggest a slowdown in downward momentum. Price action over the last few sessions shows consolidation after a sharp decline in late January.
Institutional Activity Grows Despite Market Weakness
Despite recent price weakness, on-chain activity and order book data have pointed to large-scale buying. Analysts tracking order flow noted, “you could see the institutional buy signals in the large one-minute volume spikes.” These comments followed the surge in ETF allocations reported by Goldman.
While the bank did not disclose direct spot holdings of XRP, the ETF exposure suggests a preference for regulated products. This aligns with how many institutions manage crypto positions — favoring structured investment tools over direct asset custody.
ETF Exposure Reflects Long-Term Positioning
Goldman Sachs has taken a gradual approach to digital assets. The bank has voiced concerns in past statements, saying it “continues to evaluate risks around crypto exposure.” Even so, filings show a continued increase in ETF allocations linked to Bitcoin, Ethereum, XRP, and Solana.
Rather than direct market participation, the bank appears to be using ETFs and structured products to build exposure. XRP’s role in this allocation sits within a broader move by traditional finance to explore asset-backed blockchain investments while managing volatility through regulated channels.
DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.
