Romania
Region: europelegal
Romania permits cryptocurrency trading and has implemented EU AML directives. The National Financial Supervisory Authority (ASF) and National Bank of Romania (BNR) provide oversight. Crypto gains are subject to income tax at 10%. Romania implemented AMLD5, requiring crypto businesses to register with ONPCSB (National Office for Prevention and Control of Money Laundering).
Regulatory Framework
Trading & ownership
Legal. VASPs must register with ONPCSB.
Payments & Commerce
Permitted.
Mining Operations
Legal. Taxed as self-employment income.
Exchange Licensing & AML/KYC
Registration with ONPCSB required. KYC: Mandatory KYC.. AML: Full AML compliance under Romanian AML Law (Law 129/2019).
Taxation
Capital Gains Tax
10% income tax on crypto gains. Gains below RON 200/transaction exempt.
Income Tax (Staking/Mining)
Mining income taxed at 10% income tax plus social contributions.
VAT & Sales Tax
VAT-exempt for crypto exchanges.