Federal Reserve Releases Manual to Enhance Bank Regulatory Transparency

2 mins mins

Key Points:

Main event: Federal Reserve issued a new bank regulation manual.
Aimed at enhancing transparency in large bank supervision.
Immediate focus on consistency in regulatory practices.

The Federal Reserve released a manual for regulating large banks on December 18, 2025, aiming to enhance transparency, as noted by Vice Chair for Supervision Michelle Bowman.

This move marks the first step in reshaping bank supervision to prioritize capital and liquidity risks, with potential implications for financial stability but no immediate impact on cryptocurrencies.

Federal Reserve Introduces Comprehensive Bank Oversight Manual

The Federal Reserve released a manual to guide the supervision of large banks on December 18, 2025. This was spearheaded by Michelle Bowman, the Vice Chair for Supervision, intending to reshape the regulatory framework and ensure more consistent oversight practices. The manual forms part of broader efforts to refine bank regulation, with more publications planned.

Changes following the release aim at increasing transparency across the banking sector. The new guidelines are expected to bring a more uniform approach to how large banks are supervised, addressing issues tied to capital, liquidity, and governance. These shifts indicate a proactive stance by the Federal Reserve in accommodating evolving financial landscapes.

The release of the Federal Reserve’s staff manual for supervising large banks is aimed at enhancing regulatory transparency and reshaping bank supervision. — Michelle Bowman, Vice Chair for Supervision, Federal Reserve Board, Federal Reserve Press Release.

Anticipated Regulatory Shifts in Banking Transparency Measures

Did you know? The release of the Federal Reserve’s manual is not the first step in its regulatory overhaul. Prior related actions, such as the modification of leverage capital standards on November 25, 2025, set the groundwork for these transparency efforts.

Ethereum’s market performance remains significant within the cryptocurrency landscape. Priced at $2,813.55, Ethereum’s market capitalization is $339.58 billion, reflecting its noteworthy standing despite recent volatility. Trading volumes reached nearly $29 billion, with market sentiment affected by a 37.09% dip over 90 days. Data sourced from CoinMarketCap.

ethereum-daily-chart-2251 — Ethereum(ETH), daily chart, screenshot on CoinMarketCap at 21:43 UTC on December 18, 2025. *Source: CoinMarketCap*

Insights from the Coincu research team suggest possible regulatory rushes in digital asset governance. The move for higher transparency may open dialogues between jurisdictions globally, with potential impacts on international finance. These developments suggest proactive adjustments for adapting to new financial technologies.

DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.