Crypto Card Payments Surpass $15 Billion Monthly According to Report

2 mins mins

Key Points:

Crypto card payments reportedly exceed $15 billion monthly, led by Visa.
Visa holds over 80% share in these transactions.
P2P stablecoin transfers are approximately $11 billion monthly.

Artemis reports the monthly transaction volume of cryptocurrency card payments has hit $15 billion, driven largely by Visa and Mastercard, outpacing P2P stablecoin transfers at $11 billion.

Such trends indicate cryptocurrency cards now dominate stablecoin use, challenging traditional payment systems and sparking discussions on their potential financial impact.

Crypto Card Payments Reach $15 Billion Monthly, Visa Dominates

According to Artemis, monthly cryptocurrency card payments have exceeded $15 billion, marking a significant rise in stablecoin use. Visa leads the market, accounting for over 80% of these transactions, while Mastercard holds a smaller but expanding share.

The rise in cryptocurrency card usage represents a major shift. Cards now dominate stablecoin activity on-chain, possibly reducing reliance on traditional peer-to-peer methods. This change is supported by on-site merchant acceptance and the popularity of card-linked rewards.

Market observers note that the increased reliance on card payments could spark regulatory scrutiny. While there are no direct responses from industry leaders, Artemis’s data underscores a potential trend of enhanced crypto integration in consumer transactions.

Shifts in Stablecoin Use and Potential Regulatory Scrutiny

Did you know? Major growth in crypto card payments mirrors the adoption curve seen in credit card history, potentially signaling a similar trajectory for digital assets in mainstream finance.

As reported by CoinMarketCap, USDC maintains its stable value at $1.00, with a market cap of $75.64 billion. This stablecoin shows negligible fluctuation over 30 days but slightly dropped by 1.9% over 90 days.

usdc-daily-chart-394 — USDC(USDC), daily chart, screenshot on CoinMarketCap at 02:27 UTC on January 16, 2026. *Source: CoinMarketCap*

Insights from the Coincu research team suggest that the expansion of crypto card payments might prompt regulatory changes. “We have reported multi-billion-dollar stablecoin-linked volumes, positioning Visa as a pivotal player in crypto card spending with an 80% share,” noted Visa, Payment Processing Giant in their recent communications. While some market skeptics express caution, historical data trends imply possible increased adoption, bridging traditional and digital finance avenues.

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