Vconomics is a decentralized digital economy simulation project, built and developed by FINATECH Technology Joint Stock Company. This application is based on blockchain platforms including NFT Factory, NFT Exchange, Vuniverse, Vpool, and peer-to-peer lending platform Vlending (P2PLending).

What is Vconomics?

The Vconomics application’s launch event provided the foundation for the establishment of a decentralized digital economy. With a variety of appealing features, the product is likely to attract a big number of consumers, resulting in numerous community benefits. The Vconomics app’s vision and mission in a decentralized digital economy.

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Vconomics application was officially launched on June 29th, 2021 at room №403, 4th floor, Ocean Park building (№1 Dao Duy Anh, Dong Da, Hanoi). The event had the presence of leading figures in the field of finance — technology such as CEO Ngo Van Tau, CTO Nguyen Tan Minh (GMO-Z.com RUNSYSTEM Joint Stock Company); Mr. Tran Duc Tam (General Manager IID — GMO-Z.com RUNSYSTEM Company), and many other important guests.

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Outstanding features

What is the project trying to achieve?

Vconomics is a decentralized digital economy providing NFT ecosystem and financial services based on customer insights and transparency, built and developed by FINATECH Technology Joint Stock Company. This application is based on blockchain platforms including NFT Factory, NFT Exchange, Vuniverse, Vpool, and peer-to-peer lending platform Vlending (P2PLending).

The project was built for a long time with a lot of enthusiasm from the CEO, CTO, BOD team, and members of the company. Mr. Nguyen The Cuong — founder of Vconomics project said: “ Vconomics’ major priority is to provide financial and technology solutions to all Vietnamese citizens, as well as to issue electronic money and invest in digital currency to assist the community in interacting with the decentralized digital economy”.

What is unique selling point?

Vfactory

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In the Vconomics digital economy, Vfactory is the site to make NFT, or in other words, the “father” of cryptographic works. You can earn your title by creating works of art (NFT Art), releasing unique digital objects, or building an “empire” of exceedingly rare 4.0 antiques… This token can be a physical thing or financial investment or anything. They can be found in digital form or as tokens that users can own in real life.

Purchasing/selling operations in Vfactory and creating/minting FREE NFTs on Vex (website version) is similar to but simpler than the app version and can be done easily. All user’s NFT works are synchronized to the website interface; you can interact with them directly after the NFT listing is successful.

Vex

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Vex is the abbreviation of V-Exchange, or in other words, Vex is NFT exchanges. The term Exchange has shown all the important roles of Vex, which is a trade center, where securities, derivatives, and other financial instruments are traded transparently, quickly, and securely.

Created by a smart contract, Vex will ensure fairness in transactions without the need for certification from a third party. Unlike a traditional exchange (trading floor) that only allows trading at a specific location, Vex applies advanced algorithms to support users from all over the world, creating a playground for creators, investors, or collectors of antiques 4.0.

Features of Vex

• Centralized listing : Vex can bring many benefits to participants. Whether you enter this playground as a buyer or a seller, for investment or collectible purposes, you can benefit from trading NFT items.
• Decentralized Transactions: Vex ensures that buying and selling transactions are decentralized, meaning there is no influence from third party, no management from any organization or individual.
• Trading in MICS: The MICS coin will act as a peer-to-peer and be recognized by the Vconomics user community. This will be the only coin accepted in NFT transactions at Vex. In other words, crypto products will all be priced in MICS. The value of the MICS coin will increase over time as the user community grows.
• Reliability: Vex builds users’ trust thanks to blockchain technology — the world’s most transparent and absolute security platform. Users can exchange NFTs with infinite value, free price fixing and fast checkout with just a few simple steps. Reliability is not only reflected in the trading activity but also in the unique value of NFT when this item is brought to the Vex market.

Vlending

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Vlending is essentially a form of peer-to-peer (P2P) lending in a decentralized digital economy. This feature provides unsecured loans like banks/financial institutions today. The only difference is that the loan appraisal will be conducted directly by users without intermediaries, ie banks. Based on the credit score measured by the Vscore scale, people can consider carefully before deciding to trade. In addition, users have the right to choose a lending partner on the P2P platform and track their profits through an online interface based on Vscore credit scoring.

Features of Vlending

• An alternative to black credit: In the decentralized digital economy, no one dares to say that black credit will be extinguished. They can be nimble in a subtle way and confuse users when making the choice to “borrow” or “loan”. However, with Vlending, all of the above problems will be solved quickly and easily.
• Help user take the initiative: Vlending peer-to-peer borrowing, users will be empowered to actively participate in financial transactions via the online platform. All these operations will be done voluntarily, transparently, safely and in compliance with the general regulations of the Vconomics economy.
• Suitable for small loans: Users can borrow small loans online. They not only meet people’s needs in business finance but also solve the dilemma of the supply and demand market.
• Flexible loan terms: Vlending allows users to choose loan packages with flexible terms, suitable for each person’s financial needs. Borrowers are also free to choose loan levels, loan terms and auto-adjusting interest rates. This promises the blossoming future of the Vlending financial system.
• Low service fee, high profit: Vlending will act as a financial company in the Vconomics decentralized digital economy. This tool reduces the accompanying service fees, creating high profits for both sides of the transaction.
• Safely secured: Vlending’s P2P network ensures privacy for individuals participating in transactions. All customer information is encrypted and saved on Vscore system, controlled by BigData data and AI artificial intelligence. As a result, the cost of customer information appraisal will be minimized, and at the same time improve the utility for users.

Vpool

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Vpool acts as a savings fund in the Vconomics decentralized digital economy. This organization is responsible for mobilizing MICS from organizations and individuals participating in the Vconomics ecosystem in the form of demand deposits, term deposits, and other virtual currencies such as BTC/ETH/USDT…

Vpool can also be considered as your own “savings fund” to profit from the “Vpool rate”, boosting economic motivation, mobilizing capital for investors, improving MICS buying and selling activities on the Internet. Vex exchange. Here, people can deposit BTC/ETH/USDT to borrow MICS through Vlending peer-to-peer lending, thereby creating convenience for 1:1 transactions without intermediaries or 3rd parties.

Vuniverse

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The Spiritual Universe, where Vwish will appear as soon as being minted. If you send a wish, the universe will listen. If you send a great idea, 20 years later, the world will recognize you as a great man.

Types of Vwish:

a. Eternal Love Gift (Vlove)

A place where you can reach out and express your feelings to the person who means the world to you.

b. The 7th wish

Sometimes you cannot share your feelings or express your true emotions. Let Vuniverse listen to you.

c. A great idea

Everyone has a dream. Everyone has an idea. An idea could be great, an idea could be crazy. But it is our pleasure to honor you.

Vuniverse is launched in November, 2021.

Vscore

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Vscore is a credit score of individual users on Vconomics. Credit score is the basis for lending demands

(lending or not lending), or decide appropriate interest rate. In fact, the higher credit scoring is, the

lower the loan rate is charged, and vice versa, the lower credit scoring is, the higher the loan interest

Vscore is go-live since January, 2021.

You can download Vconomics application to score instantly

Technical Data

Key metrics

• Token name: Vconomics.
• Ticker: $MICS.
• Blockchain: Binance Smart Chain (BSC).
• Token standard: BEP-20.
• Contract: 0x5073CBF072AFD65c98d61eE304aF0b61B1607F33.
• Token type: Utility.
• Total supply: 11,000,000,000.
• Circulating supply: Updating…

Token allocation

• Team: 10% – 1,1 00,000,000 MICS
• Fund: 20% – 2,200,000,000 MICS
• Community: 50% – 5,500,000,000 MICS
• Investment and Development: 20% – 2,200,000 MICS

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Token Release Schedule

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Token Use Case

• Staking and Earn MICS in Vpool
• Lending peer-to-peer in Vlending
• Purchase love insurance, wishes, crazy ideas in Vuniverse
• Buy, purchase and trade NFTs
• Purchase affiliate products or Vouchers with favourable price
• Bankers pay in MICS to approach credit demands

Token Sale

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Markets and Community

Markets

The NFT market continues to evolve and grow exponentially. As a result, there are new use-cases and applications of this revolutionary technology being explored every day. Believe that providing a means of collateralizing NFTs and providing liquidity brings value to the asset class as a whole. The deployment of capital to underwrite risk and financially back NFTs (via accepting it as collateral for a loan) brings legitimacy and transparency to this digital asset class.

Community

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Backers

Team/ Founders

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Partners

Advisors

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Conclusion and analysis

Vconomics is a hybrid platform that applied to Big Data and AI that provides decentralized and centralized financial services and solutions based on customer insights.

Vconomics allows:

• Financial organizations (banks, financial/insurance/stocks companies and etc) provides personalized services for individual customers or small similar groups.
• Individuals can compete with financial and insurance enterprises by providing similar but simpler and faster financial services and solutions (P2P).

Find more information about Vconomics:

Website: https://vconomics.io/en

Twitter: https://twitter.com/Vconomicsio

Telegram: https://t.me/vconomicsglobal

Medium: https://vconomicsvn-en.medium.com/

If you have any questions, comments, suggestions, or ideas about the project, please email ventures@coincu.com.

Issac

Coincu Ventures