What is blackcard?

Black Card (Express Centurion) is a type of bank credit card that merely offers loyal clients outstanding purchasing power via an invitation from the bank.

The black card has graded points like:

• Limited number of cards issued
• The requirement for the minimum amount on the accounts is large up to tens of billions of dong, based on the lender’s own policies.
• High card maintenance fee
• Cards are only issued to individuals that aren’t covered by the lender

Each lender has its own card opening requirements. However, the minimum requirements you will need to start a Black Card include:

• Spending over $250,000 annually
• Average annual earnings over $ 1.3 million
• Total net worth starting at $16 million
• Annual maintenance fee beginning at $ 2,500
• If a cardholder would like to start a card for a different relative, they just have to open 1 extra guest card with an annual maintenance fee of $2500.

The American Express Centurion Black Card Credit Card was established in 1999, and the issuing bank of the United States has maintained its position in the forefront of the world’s top performing credit cards to this day. The first fee is $ 5,000 with an yearly fee of $ 2,500 without a spending limit. The American Express Centurion Black Card is made of titanium, a far cry from normal plastic cards. In specific, you could also have an American Express Centurion card if you pay with the American Express Platinum Card.

The privilege of the black card

In comparison to Mastercard / Visa credit cards, the Black Card provides many outstanding privileges( such as:

• With many forms of black credit cards, cardholders get insurance packages as standard for all consumer needs such as private insurance, travel insurance, cancellation insurance, transportation insurance, etc. Service, flight insurance, baggage loss insurance, etc. Depending on the lender’s policy, your sum insured will be billed in full.
• Some banks provide their customers good incentives to cover with this credit card.
• Customers with Blackcard credit cards can be found many services such as 24/7 support, free hotel rooms, premium airport lounges and personal access.
• Free national and worldwide insurance is available.
• Additional services like SMS, e-banking, etc. ) are available and may be used free of charge.
• There are several black charge cards using flight points to benefit their customers with supplies from national and international airlines.
• And there are also a few black charge cards which also offer cashback payments to the cardholder based on the sum spent on the charge card.

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